8 Personal accounting

Personal Accounting If you have a checking account, of course you balance it periodically to account for any differences between what's in your statement and what you wrote down for checks and deposits. Many people do it once a month when their statement is mailed to them, but with the advent of online banking, you can do it daily if you're the sort whose banking tends to get away from them. You balance your checkbook to note any charges in your checking account that you haven't recorded in your checkbook. Some of these can include ATM fees, overdraft fees, special transaction fees or low balance fees, if you're required to keep a minimum balance in your account. You also balance your checkbook to record any credits that you haven't noted previously. They might include automatic deposits, or refunds or other electronic deposits. Your checking account might be an interest-bearing account and you want to record any interest that it's earned. You also need to discover if you've made any errors in your recordkeeping or if the bank has made any errors. Another form of accounting that we all dread is the filing of annual federal income tax returns. Many people use a CPA to do their returns; others do it themselves. Most forms include the following items: Income - any money you've earned from working or owning assets, unless there are specific exemptions from income tax. Personal exemptions - this is a certain amount of income that is excused from tax. Standard deduction - some personal expenditures or business expenses can be deducted from your income to reduce the taxable amount of income. These expenses include items such as interest paid on your home mortgage, charitable contributions and property taxes. Taxable income - This is the balance of income that's subject to taxes after personal exemptions and deductions are factored in.

Basic rules of starting your franchise

Starting a franchise can be a really profitable venture and a decision you will be glad you made. However, starting a franchise can be disastrous as well if you do not know exactly what you are getting into beforehand. So, if you want to start a franchise then do some research to find out all of the plus and minuses of franchises as well as the specific one you are interested in. It will be worth the time and effort to find out all of the information before you invest your many thousands of dollars. There are, however, several things you will want to now upfront. These include the different franchise opportunities currently available, market saturation, and the like. Once a particular franchise is determined on, or several are, then you will need to compare more specific information. First, do some research to find out what companies franchise. Once you know all of the franchise options, you will be able to pick out the ones you like best and are most interested in. After that, you can narrow those down based on your investment ability and the demand for this particular franchise in your proposed market. The best thing to do is find a market that had a high demand for a particular franchise and then buy that one. All franchises will be more successful in a market with a high demand for the product. Also, when considering a franchise you need to consider the market significantly. What franchises currently exist, what demand is there for your proposed franchise, are there plans for other similar franchise in the works by competitors, and the like. Evaluate the market as best as possible. By doing this you educate yourself on the market which means you will be able to match a franchise to the needs of the market. That is really important. Finally, when you have narrowed down the franchises available that meet the demands of a particular market, then you can compare the statistics of the various franchises to find the one that best fits your management style, investment ability, projected profits and loss, advertising, and market. You will also need to ensure that the franchiser supports the franchise significantly, especially at first in order to ensure a successful start and continued business. If the franchiser is not interested in helping the franchise get started, then you probably want to look for one that does. Once you have decided on a particular franchise, then it will be after considerable research. Because of this, you will pick the best franchise for you and the market, which means you have a better chance at being successful and enjoying your business.

Controlling behavior how do you attempt to control

Controlling behavior: Behavior intended to control your own feelings, control how people feel about you and treat you, or control the outcome of things. All of us have grown up learning many different ways to control – we had to as part of our survival. Perhaps you grew up in a family that used anger and criticism as forms of control and this became the role modeling for what you do now. Or you might have been a child who picked up on anger early, had temper tantrums, and you are still using anger as your primary form of control. If anger and criticism was used in your family, you might have learned to respond to it with compliance – being a good girl or boy. You might have learned to put aside your own feelings and needs and go along with what others wanted in the hopes of controlling their feelings and actions toward you. You might use care-taking as your primary form of control. Or, you might have decided to go in the opposite direction and resist others’ attempts to control you. You might have decided that having control over not being controlled is what is really important. If you struggle with procrastination, you might want consider that resistance has become a major form of control for you. Perhaps you decided as a child to just withdraw and shut out others’ attempts to control you. You might have also decided to try to control your own feelings through addictions such as food, alcohol, drugs, work, TV, gambling, spending, and so on. Finally, you might have decided that avoiding your feelings by staying in your head instead of your heart is the way to feel safe from pain. The abandonment of your own feelings – the lack of love for yourself - results in inner emptiness. Your emptiness becomes like a vacuum on others’ energy, pulling on others to give you the love you need to fill your inner emptiness. Most people chose a combination of the above ways of trying to control. For example, you might be a caretaker in the hopes of getting people to love and approve of you, and then you might turn to anger when that doesn’t happen. You might find yourself giving in to what people want to a certain extent, and then retreating or resisting their attempts to control you. You might find yourself being furious at someone’s attempts to control you, but then giving in anyway to avoid his or her upset with you. Or perhaps you are a mellow person until you drink, and then you unleash your rage. Or vice versa – you are nice only when you drink and you are a rageaholic the rest of the time. Or, on the surface you might be a nice and giving person, all the while pulling energetically for others’ love, attention, and approval. All of these behaviors are intended to protect you from some form of pain – the pain of rejection, of engulfment, of failure. Most people attempt in numerous ways to have control over getting love, avoiding pain, and feeling safe. Yet it is these very behaviors that, as adults, are causing most of our pain. Anger feels terrible in the body, as does compliance. Being stuck in procrastination or withdrawal also feels awful, as does the emptiness of staying in your head instead of your heart. All these behaviors result in feeling alone inside, because they are all ways to abandon yourself. Controlling behavior is not loving to yourself or to others. We’ve all heard that you can’t love others until you love yourself, and this is very true. Loving yourself means that your focus is on what is truly in your highest good – what fills your heart with peace and joy and a deep sense of integrity and self worth. Loving yourself means that you are asking throughout the day, “What is in my highest good in this moment?” It is never in your highest good to try to control others or use them to fill your own emptiness. Nor is it in your highest good to harm yourself or others in any way. Try practicing throughout the day asking this question, “What is in my highest good right now?” Answers will come to you, and then you can take the loving action. This one shift in your thinking can change your life!

Trailer vacations

Trailer traveling became popular in the 1920s, when Americans learned and enjoyed the freedom and flexibility of traveling by trailer. Today, more and more people explore the joys of a mobile vacation home, looking for perfect trailers for living and utility trailers for their belongings. Today trailers for traveling come in a great number of sizes and personalities to fit every budget and wish list of activities. Keys to enjoying your vacation on wheels are deciding the style of traveling you prefer, recognizing the common trailer issues and knowing how to fix those little bugs. The frame of the trailer, no matter if it is an RV or a utility trailer, needs proper and regular maintenance. Since the trailer frame carries a lot of weight and is constantly wet and dirty while being hit by road debris, it develops a great deal of rust. To prevent it from damaging the trailer, the frame needs to be treated with a rust preventive spray and painted regularly with at least a double coat of paint and primer. When you paint under the trailer, you have a chance to spot some other problems and damaged parts such as damaged floors or parts. You will have to fix these before hitting the road. Using propane needs a lot of care, too. Many fires in trailers start with inadequate handling of propane tanks. To detect a leak of gas from its container, gas detectors are very handy. When you notice the gas smell in the trailer, escape immediately without using the phone or light switches that can ignite the gas. Portable gas containers must be inspected on a regular basis, and kept from rusting with a coat of paint. The gas connections must be also inspected for leaks. To keep your trailer free from unwanted odors, make sure you use enough water to flush, and that a toilet seal is operational. The unpleasant odors may also enter from the roof which is not tight, so if you suffer from odors, make sure you check the roof and the exhaust fan, too. Saving fuel today is one of the most important issues for any traveler. Don’t press too hard on the accelerator and try to drive as smoothly as you can. When you need to slow down, let the trailer coast naturally instead of using a brake to slow down. A smooth acceleration may save as much as 10 per cent of fuel down the road. To save fuel, check the plugs which can eat as much as 30 per cent of fuel efficiency, and change the oil and water frequently. New tires will also save you fuel. And finally, don’t overload your trailer and clear out the storage areas at least once a year. Last, but not least, check your trailer roof for decays and rust. A leaking roof can lead to eventual damage to the trailer. Most trailer roofs are made of fiberglass or aluminum, and they can be easily cleaned, painted and sealed with silicone, if needed. Keeping your roof clean and dry is essential for overall trailer longevity.

Minimum payment on credit cards bad idea

Are you quite happy paying off the minimum amount every month on your credit card bill? You may be unaware of the actual amount you are paying off towards your debt. Most off your payment will go towards the interest owed leaving your debt and further interest charges to accumulate further. 1 in 8 people in the UK pay only the minimum payment required on their credit cards. You may think that you are keeping on top of your finances but the truth is you will be losing a lot of money by paying in this way. It has even been suggested that paying only the minimum amount on your credit card can indeed worsen your debt rather than improve it. The Minimum Payment Black Hole Credit card companies have been lowering the percentage for the minimum payment in recent years. By paying a lower minimum amount on your credit card it will mean you paying off your debt in a longer time period hence the credit card company earning more interest from your debts. By taking longer to pay off your debt the more the interest will accumulate on your balance. The government has pushed through to try and get credit card companies to clearly explain the minimum amount and add minimum payment warnings on all credit card statements to further inform card holders of what it means to be paying off only the minimum payment. There are companies that are already including this feature on their statements. Prevention Paying even a little more than the minimum payment each month can drastically reduce the amount of interest you will have to pay. Paying off your entire credit card bill every month means you will incur no interest charges at all as there is normally a grace period. If you can afford it this is the best way of utilizing your credit card. There are ways in which you can alleviate the problem of large balances. Shifting your balance to a different credit card that offers an introductory 0% interest balance transfer will give you time to pay off your debt without having to pay added interest. Be aware that using this credit card to purchase goods will only add to your debt. Keep this card for the sole purpose of paying off your balance. Make sure your balance is clear before the introductory period runs out as you will again be faced with interest charges. Credit cards are a very useful tool in today’s society. Make them work to your advantage by knowing all the facts about your finances and credit.

Live answering service

With so many automated answering services for businesses out there, customers often find themselves extremely frustrated, wishing they could talk to a live answering service instead. Answering services have gone the route of letter writing – it’s all gone to computers in an attempt to make life simpler. However, most customers prefer to talk to an actual person when it comes to their concerns, rather than a cold, unfeeling machine. From the moment that an actual person answers a call made or transferred to a live answering service, a bond begins to form. Personal interaction begins from the very first greeting, and the feeling that your customer is not just a commodity to be transferred over to an automated recording can be overwhelmingly touching. Of course, with today’s busy communications demands, your customers may only receive a friendly sounding voice and an upbeat manner, but that’s really all that’s necessary to maintain a positive outlook regarding your business. With the personalized attention and interaction that goes into a live answering service, the needs of the caller are professionally met, but with a personal touch that makes the customer feel as though their concerns, complaints, and questions are truly important to the business. This should be kept in mind when looking for a service for your business. A live answering service will be received by your customers with open arms, as they will be able to voice their concerns to someone who might actually be able to sympathize and care about what problems they may have. Such a benefit will make your customers feel important and cared for, which is exactly what you want for them. When a customer feels cared for, their opinion of your business is much higher than if your customer was transferred to a cold, unfeeling automated service.

Start your free piano lessons today

If you are thinking about learning to play music, a free piano lesson is all you need to convince yourself the piano is your best choice. The piano is easy to learn to play, and when you learn online it is all the easier. The world of music is only a click away. For those people who aren’t already enjoying the fun and excitement of playing the piano, taking a free lesson is one way they can see just how easy it is to learn. Thousands of people are reaping the rewards of learning to play music by taking online lessons. You can play in the comfort of your own home without having to find the right piano teacher to fit your style and needs. You will receive everything you need when you decide to take piano lessons online. This includes course information, course materials, materials to get started, and what you can expect from your lessons. After your first free piano lesson, you will be more than ready to get started with the additional lessons. In no time at all you can be playing for friends and family, wowing them with your new talent. Motivation to learn is all in your own hands. You can learn a variety of music styles, such as jazz and gospel. Learning online is a great way to commit to learning how to play the piano. When you learn from home, you eliminate the need to find a qualified instructor, find the time to schedule lessons outside of your home, and make excuses that you don’t have time to learn a new talent. How fast you learn depends on your desire to play and succeed. Piano lessons are structured for the beginner who wants to learn, as well as for the experienced piano player who wants to take a refresher course to improve their playing skills. Courses are structured so you learn to play by ear and rhythm in such a way that you can duplicate any song or sound you hear. Once you learn about notes and rhythm, you will be on your way to playing simple songs and then building your skills and confidence to a higher level of experience. All you need to do is make sure you complete each lesson and learn it well before you move on to your next lesson. At Hear and Play, we are dedicated to offering an informative website located at hearandplay/ that teaches you how to play the piano in just a few quick lessons. Contact us today to learn more about a free piano lesson to get you started on your way to becoming the musician you have always wanted to be.

Why are turnkey business opportunities so lucrative

Amidst everyone's busy life, one may, in one time or the other, stop and think-one person has a steady nine to five job, generating a steady income, may want, or wishes that she can stay at home and be with the kids... but has no choice, one must earn, to make a living. Others, may not want to stay at home, but wishes still, could make a larger income and be their own boss. Others still, are not satisfied, or do not enjoy what they do at work, and again, wishes to find a job or a business that render them contented of what they do. And there are others who want, put quite simply, to create an income, without putting up a large capital. Then, there are those individuals that wants to generate income, in the comforts of home. These, I believe are the main reasons why people of today are attracted to the internet. When one opens up to the world of the internet, business opportunities are scattered everywhere. From finding and applying to jobs online, creating resume's, finding products, and then, being a merchant yourself. All these, with just a touch of a button. No need to go to the supermarket, which means driving your car and paying for the gasoline. No need to go job hunting, which means putting up all your energies going from one location to the other. No need to open up a store, that includes paying the rent, what to sell and the costs of advertisements. Open the internet and you open up the world, right in your own home. Thus, more and more people are giving way to affiliate marketing. Experts say, is one of the many money-making systems that are developed as a result of the popularity of the internet. Since you gain access to anything and anywhere that you could imagine in the internet, It has become one of the most important channels wherein a merchant can sell products, almost all kind of products imaginable. With this, affiliate marketing thrives as a result of the internet's growing popularity. Almost all products which the internet markets and promotes gets all the necessary attention and exposure it needs to sell. So now we can see that this is precisely the fact that a turnkey business opportunity is so lucrative, or shall we say profitable and rewarding. Home based business opportunities are all around the internet, and the numbers of internet users are increasing worldwide. With the effort and proper research, you can start a turnkey business in your home with little or no required investment on your part. So what really is a turnkey business? The traditional meaning of a "turnkey business" means owning a business which you can start work on immediately, that everything is already set up for you... literally as easy as "turning the key". To new comers in the internet, one may ask how does a turnkey business generate money. Very simple and as most people say, looks too good to be true--this business works sort of like the roles animals play in zoology called mutualism, a co evolutionary relationship between two animals that depend upon one another for survival. This goes true with the turnkey business. A company, or business team provides an individual with all the business tools, research and website, sometimes with free hosting. Then this is where affiliate marketing comes in. An affiliate program is sort of like an exchange deal kind of set up. Wherein merchants of a certain product offer website owners a certain percentage of the sales if the affiliate or the other party promotes their products. Put into simple terms, an affiliate based business you are not selling any products of your own, but you sell your customers the products of your affiliate. Advertising by affiliate generates a lot of sales because of the very simple fact that the number of people using the internet is advancing every minute. The moment you do sign up with an affiliate, a code is assigned to you. This code has to be set on a website and when visitors or customers come in to your website, they then click this link which contains your code. When they do purchase anything, you are entitled to a commission. Here again, an exchange deal happens. With this program, both owners and affiliates benefit from the sales. The owner gets his profit, as well as the affiliate is paid his due commission. So now comes in the best part, what type of turnkey business should be chosen by you? I say it really depends on a lot of factors concerning your personal capability what product to sell, as there are a lot of products out there, or the service. With how much is the cost, and can you afford it. With regards to how much time you put into it, and lastly, with the product's potential earnings. There is money in affiliate marketing. That is a fact. But another fact still lies: it is impossible to produce and generate income, or should I say riches overnight. The one important thing to remember is whatever type you choose, a turnkey business, as with all other businesses, be it on the internet or not, requires a lot of effort. Turnkey business does not mean income flowing in without you exerting effort. You should develop a plan in how to attract customers. You will still need to spend time marketing and coming up with plans as to how to promote the business, need excellent communication with your customers and constantly contact them. You will continue to expand your business, so you can be at the front row seat as compared to all other businesses and websites that are scattered out there in the internet world. Then, success will come in.

10 Great reasons why the discipline of article writing is necessary for any internet marketer

: The hardest part about writing, is getting one’s self to actually start writing. Most writers usually hate to write but love it when they have finished writing. To be able to escape this process, what some writers do is procrastinate. Having this attitude really does not get anything done. One of the basic reason why some think this way is because they are afraid to fail. They also put tremendous pressure upon themselves, thinking that whatever writing that they should do and produce must be brilliant. The fact of the matter is that no writer, or person for that matter, is perfect. Everyone has flaws and having imperfections is the perfect reason why more writing should be done. Discipline is important. Without this, nothing will get done or will get written. Having discipline causes any writer, especially those who write articles for the internet, to think clearly and go beyond his or her mundane concerns. When one has discipline, the focus is on the output and not on the ego. Discipline serves as a guide Having discipline enables anyone to think in a lucid manner. It also helps in coming up of ways to present the details and facts of an article. A disciplined mind gets things done easily. Using a guide in numbering the characters that should be present on each line of a given article is an easy and controlled way to limit as well as define what it is to write about and how. Observe how doing this and setting a limit to one’s self actually helps the writer compose the article thereby avoiding awkward breaks in each sentence. When this is done, readability of the article is achieved as well as the topic at hand becomes a whole lot clearer. Discipline helps achieve focus There are a million things to write about as well as there are a million things to say. Having discipline makes it a lot easier to select a particular idea or subject. A general issue could still be broken down in sub topics and start from there. The words to be used for such an article must also be appropriate to the kind of reader targeted. Once this is decided upon, selecting the appropriate mood, be it serious, funny, etc. would be a lot easier. Having discipline makes it easier to break a topic down If it is simply too overwhelming to write an article in one get up and go fashion, the only solution is – don’t write it. Discipline yourself to think of the article in easy and convenient small chunks. Take each idea as one paragraph. Then think of another idea in terms of another paragraph. Then, make a simple outline of the article as well as the issues and topics that will cover it. Discipline yourself to just let go Writing is a process. It is best that writing be not forced. Such an attitude produces an article that is stiff, unreadable and – most likely – unlikable. Discipline yourself to just write A lot of things could crop up inside one’s head about the article one is intending to write. It is easy to be distracted about other topics that could be included in the article, or other issues, as well as other subtopics. It is best that one should just stick to the current topic at hand. Topics or issues that are off the main points must be avoided. Remember that the objective is to write, complete and finish the article. Entertaining any and all forms of distractions will not be helpful. Be disciplined to not edit --- at least not yet In any first drafts, the key to writing completely is to let the ideas just flow. Editing must and will have to come at a later part. Editing is not part of the writing process, at least in this stage where thoughts really just have to flow, so let it. Be disciplined to re-read and review the article After the writing is complete, this is the perfect and best time to start reading it as well as reviewing it. First time drafts must be proofread. This is also the best time to start editing. Check and find out which parts seem to lag. Is there any weak idea that needs backing up? Are there no spelling errors in the article? Are there any errors in grammar? Such mistakes must be paid attention to as it could distract the readers from the idea and point of the article. Discipline yourself to relax After writing, let the article stand or sit on its own. Get up and eat, sleep, read, watch television or simply get out. Make sure that you spend at least a day letting the article breath. Discipline yourself to re-write Getting back to the article after a considerable amount of time away from it enables anyone to look at it with fresh eyes. Check the title. Review if the sentences are complete thoughts. Delete or re-write what needs to be edted or re-written. Well-written articles should be satisfying and not leave readers wanting to have more. Discipline yourself to make the article known After all is said, written and done, it is now time to send the article out. Readers should be appropriately advised where the article came from, who wrote it or if there is any link related to the article and its source. In summary, discipline helps anyone, especially in writing, start and finish a task with a process that is methodical and one that actually works. All one needs is discipline to carry it through. Article may be freely published as long as the article, author's name and Bio information with link remains in tack. If used for an e-course, please inform the author via email. The contact info can be found on her site.

Preserve great travel memories in tangier hotels

A city known for its livelier setting and bountiful wonders-- this is what Tangier is all about. Where alleged stories about mafia are told, Tangier can also make a negative impression, especially on first-time tourists. But though it's considered to be less safe than other cities in Morocco, this indispensable part of a great African country still boasts of equally impressive Tangier hotels and attractions as seen in other famous towns. It also has its own share of magnificent beaches, bustling city life, alluring surprises, and Tangier hotels for tourists who want to relive the glory of the classic American film, "Casablanca." Yes, you heard it right! The film also used Tangier as an actual model for one of the most romantic movies of all time that featured Hollywood legends, Ingrid Bergman and Humphrey Bogart. With all these, the rumored hostility in Tangier shouldn't stop you from experiencing the more beautiful part of the city. The petty offenses in Tangier's society will all be taken care of by the police authority. Hence, your only business here is to take delight in your travel and enjoy the safety Tangier hotels may provide. A tour in Tangier has great things to offer than a single bad news, so might as well focus on the good memories you'll get from this Moroccan city. Here's how you may remember the fascinating things about Tangier: 1. Create a collage out of your photos in Tangier. Taking pictures is a common activity among travelers in Tangier. Your fascination will surely grow as you stop at every fantastic sight you'll see to pose for a great shot. Every statue, museum, garden, market, and airport are worthy of a photograph. But without the help of your good old camera, nothing will remind you of the things you've uncovered about Tangier. So at night, when you have nothing else to do at one of the Tangier hotels in town, why not try to create a collage of these pictures? Aside from preserving your photos, this can also be a creative souvenir item to people you left at home. 2. Collect hotel memorabilia. Tangier hotels have a lot of stuff to offer. From tissue papers to shower caps, these hotels provide the utmost convenience for your personal needs. Since these things are part of the services you paid for, they are considered your own. Get some of these mementos, keep them in a little box, and write a few things about each item. Just make sure that you don't keep the things you didn't pay for like the bedsheets and curtains to stay clear from petty crimes of theft. 3. Keep a travel diary. Great travelers know that writing down their thoughts about every journey is important. So instead of feeling bored at one of the Tangier hotels, write down your experiences and reflections during your Tangier vacation. This travel diary will let you remember that once in your life you have been in a fabulous city otherwise known as Tangier. 4. Take home a recipe. Since it's impossible for you to take a pastilla or couscous from Tangier to your country of origin, you have no other choice but to take home the recipe. Observe the food served in Tangier hotels and try to learn how you can prepare them back at home. If you know how to cook this special cuisine, you can have a Moroccan meal anytime you wish even in your own country. The next time you feel bad about having a vacation in Tangier, just think of the great things you can do to dwell on the fascinating memories you can have in this Moroccan city. With Tangier hotels to offer you a home sweet home, you don't have to worry much about anything but your exotic travel adventures.

Como hacer que tu tiempo sin compania valga la pena

Cuando empecй a escribir este articulo, pensй en como pase el ultimo mes sin necesidad de un compaсero y aun asн, muy entretenida. Es importante clarificar que sea la razуn que sea que te encuentras sola o solo, mejor asн que mal acompaсado! Y que no hay por que avergonzarse! Una vez teniendo eso claro ya llega mi lista de recomendaciones, entretenimientos para ti. Datos ъtiles para ayudarte a conectarte con ti misma: 1) Si eres miembro de un DVD club cerca de tu casa, mejor. Sino, hazte miembro! Pelнculas que valen la pena para una noche que buscas un poco de acciуn: The Man Inside (con Live Owen y Denzel Washington), Blood Diamonds (Con Leonardo Di Caprio), Babel (Con Brad Pitt) entre otras. 2) Si estas con amigas y quieren algo romбntico, Prime (con Uma Thurman), In her Shoes (Cameron Dias), The Hollyday, (Cameron Dias, Kate Winslet). 3) Si buscas reirte con algo simple y un poco ridнculo te recomiendo My Super Ex Girlfriend (Uma Thurman), Just Married, Monster in Law, y The Devil wears Prada. 4) Hablando de satisfacciуn culinaria, puedes averigua de buenos restaurantes delivery, en Sushi, Pizza, Pasta, Chino, Japonйs, cualquiera sea que te guste mas. Si no estas en el humor de ordenar comida y disfrutas de cocinar es una buena opciуn! 5) Para descargar toda la mala energнa o para refrescar tu mente reincorporarte en el deporte que mas disfrutes. Patinaje, Yoga, bicicleta, Gimnasio, etc. Te ayudara a sacar todas las preocupaciones y retomar energнas. Si es un dнa soleado aprovecha una buena caminata o corrida con tu I-pod y relбjate! 6) Si disfrutas leer, la literatura tambiйn es un buen mйtodo para ti. Autores como Pablo Cohelo, cuentos de Harry Potter, Gabriel Garcнa Marques, son mis preferidos para desconectarte de la realidad y pasar al mundo de lo imaginario. 7) Juegos en Linea son una gran opciуn si disfrutas juegos de azar o de mesa. Puedes jugar gratis o por dinero al Black Jack al Pуquer mientras chateas con otros jugadores en lнnea. 8) La mъsica es un acompaсante esencial para muchas actividades. En el Jazz, Bossa Nova, Blues, y Soul mis recomendados son Ray Charles, Norah Jones, Maxwell, Jewel, Sting, Sade, Bilberto Gil y Tony Bennet. Sin duda hay un sin fin de entretenimientos y cosas para disfruta de una noche o dнa sin compaсero y aun asн utilizar el tiempo de la mejor manera posible. Pelнculas de acciуn, libros de fantasнa deportes, mъsica, buena comida, pueden ahora ser tus buenos amigos.

Visit gold reef city

If you ever plan a trip to my home country, South Africa, make sure you have plenty of time to see everything! If you don’t have that much time, make sure to visit more than once, planning your trip around all of the provinces. South Africa covers around 4% of the continent’s land mass, but getting around is very easy. You have two great options available: either hire a car and drive around yourself (which might take some time!) or make use of one of the 10 airports in the country. Three of them are international and the others fly domestic, covering al the provinces in the country. South Africa is divided into 9 provinces. The first one I am going to write about is Gauteng, the smallest of them all, but don’t be fooled by this fact! It is a big place to see and LOTS to do. The first attraction of interest (according to myself) is Gold Reef City. It is located in the heart of Jo’burg, the heart beat city of sunny South Africa. In the 1890’s, gold was discovered in Johannesburg and this led to a gold rush from prospectors all over the world. Gold Reef City was built on a former gold mine, centred around shaft number 14 which was started in 1887. This mine was once the richest gold mine in the world, holding a record of 1.4 million kilograms of gold as late as 1978! Today it is a combination of a theme park, a living museum and houses, replicas of the homes during the gold rush. Staff that work here wear clothes representative of that era When visiting the theme park, one of the rides you have to take is the Anaconda (or a rollercoaster). The miner’s revenge is also worth trying out, my favourite, but if you don’t feel up to this, maybe you would like to take a ride on an old steam train or a historic coach. You can also go down the old mine into the darkness, exploring the remaining underground passages and experience what it feels like in a mine. After this you can visit the small museum where you can witness how real gold is poured into barrels (original arc furnace) every hour. Gold Reef City also has their own group of mine dancers performing their routines of high kicking and stamping twice a day. After an eventful day, you can visit the great Gold Reef City Casino, eat in one of the beautiful restaurants and sleep over at the hotel (all rooms in classic Victorian dйcor). Gold Reef City is one of my favourite places to go and relax, have fun and a great time with friends or family! Join me very soon for another exciting destination in the Gauteng province!

Creating microclimates to facilitate growth

Creating Microclimates to Facilitate Growth Many gardeners live in areas where almost anything can grow effortlessly. Just plant the seeds and water it for a few weeks, and you’ve got a beautifully lush plant. But if you live in somewhere like Colorado, you’ll understand what its like to have a slim selection of plants that naturally grow. It can be quite a challenge to facilitate the growth of a large variety of plants, especially when the very world you live in seems to be rooting against you. Some people solve this problem by loading up their plants with every type of chemical and fertilizer known to man. This usually works, but to me it seems kind of unnatural to rely on man made materials to keep your plants alive. Also, if I’m growing fruits or vegetables, I don’t feel very comfortable eating something that is entirely composed of chemicals. A gardening theory that I have relied on in the past to grow many types of plants is that of creating a “microclimate” for each type of plant. This is when you regulate the sunlight, shade, moisture, and wind factors for each separate plant. It sounds like a challenge, and it is. But you can regulate these factors in such a way that the plant feels just like it is in the ideal growing conditions. This can be achieved by the use of wind barriers, shading umbrellas, extra water, or different types or amounts of compost. If you’re ready to make an attempt at creating microclimates, you’ll need to make a detailed plan in advanced. You should start by finding a large shade providing bush or tree that will grow fast and naturally in your area. Just look at some undeveloped plots of land and see what is there. Most likely it grew on its own without any planting or care. This is what you want to happen. Usually the growing of one plant can bring about the growing of another more desirable plant. If you have a fence in your backyard (you would be surprised at how many people don’t) then you already have a good amount of shade to work with. You can start the microclimate process using just the shade of the fence, combined with (perhaps) a screen or large bush to shade your new plant for the other half of the day that the fence doesn’t take care of. The fence is also useful for shading against wind for very fragile plants. Once you have established the shade, be it natural or unnatural, you have created a slightly less harsh miniature environment. You must remember this is a gradual process, and find a new plant to put in the shade of the other one. Now your choices are a little more open. You don’t have to go with a rugged plant like the one you did before; you can now choose a plant that survives in cooler weather. If the plant you are trying to grow next requires more moisture in the air than your area provides, installing a fountain or small pond can fix this problem due to the evaporation. You may think you don’t want to waste water on a pond or fountain, but it’s all going toward the betterment of your garden. It’s just like the watering process, only indirect. As an added benefit, usually fountains are quite aesthetically attractive and a great addition to your garden. I can’t explain every stage of the process, because everyone’s goals and setups are slightly different. But to reach your goal, you should do research on every plant that you would like to have in your garden. Find out everything you can about the zone that it flourishes in, and ask yourself how you can emulate that zone within your own backyard. Almost always you can take control of the environment and recreate whatever you wish. Usually all it takes is some planning and strategy. (Word Count: 653)

Sell like an ebay powerseller

There isn't a week that goes by without someone asking me how to sell products on eBay. It's a great question! And I enjoy talking about the topic quite a bit, but my answer is always the same - sell like a Powerseller! Here's what I mean... An eBay Powerseller is someone that generates $1000 or more in sales for three consecutive months. You don't have look too far on eBay to realize that the place is literally crawling with Powersellers. I've spent over 5 years studying eBay, as well as, buying and selling products under several eBay IDs. I noticed that there are two types of eBay Powersellers: 1. Niche Powersellers 2. On-Demand Powersellers The Niche Powersellers specialize in a particular area - like antiques, coins, dolls, etc. This particular area is a hobby to these people and they are very good at finding products at a low enough cost within this market to sell for a nice profit. These Powersellers are hard to imitate. One the other hand, the On-Demand Powersellers are not very familiar with the products they sell, but they are very familiar with what the eBay community wants and how they can go about getting it. I call them On-Demand Powersellers because they seek out products to sell based on the level of demand inthe eBay community. These are the Powersellers that you should try to follow. A common misconception that new eBay users have is thinking that all Powersellers are large retail outlet doing business on eBay. This simply isn't true. The majority of the Powersellers that I know typically run their business out of a basement or garage. Ebay has a great way of leveling the playing field in this respect. For example, a student can open an account and create ads that are just as enticing as any large company that happens to be selling the same products on ebay. So how can you do business like On-Demand Powersellers? That's actually an easy question to answer; obtain a seller's permit, find a demand for a particular product, and then find a wholesale supplier for that particular product. A seller's permit will allow you to purchase products for wholesale from wholesale venders. This is the first thing any legitimate wholesale company will ask for, and if you don't have one, they could very likely not do business with you. You can obtain a sellers permit here You can find the demand for numerous products on eBay by using the eBay 'Hot Items' resource (in link below). This resource consists of (among other things) a 40+ page pdf document that lists which items are hot sellers in the numerous categories. The data is usually for the previous 2 months. Find out 'What's Hot' on eBay here After you've identified which items were hot sellers, go to eBay's Advance Search and conduct a search for those products to make sure they're still hot sellers (have plenty of bids). Also do a search for the same product with the 'Completed Items' option in the Advanced Search checked. This will show you which auctions sold and how much they sold for. Once you have a product in mind, do a search on Google for the manufacture of the product. When you get to the website, look for a contact number, or a 'Dealer inquiry' number. This information is also usually on the box of the product itself, so it may take a run to your local store if you don't have any luck on the web. Give them a call. Inform them that you run a business and are interested in becoming a dealer of the product. Most are very helpful in getting you setup. However, be aware, some may have a minimum purchase order. Never the less, if you did your eBay research correctly, you'll know how much these items have recently sold for, and how much they are currently selling for, thus, you can be pretty confident that the money will be made back. I recently came across two Powersellers that are extremely successful doing with this process. One Powerseller had sold over $100,000 worth of those little robotic-vacuuming-Frisbee thingies in 60 days! The other Powerseller does extremely well selling dog chews. Both Powersellers simply identified the demand for these products, then sought out the manufactures and became dealers… the rest is history. Sincerely, Michael Ellis

How to find free business logo design

Free business logo design can be found in a variety of areas. There are many logo design companies that will design your free business logo design if you purchase other products from them. Some logo design businesses will provide the free logo design with website design, stationary design and web hosting. For example, you purchase your website design and hosting through them and they will design a free business logo design for you. The price you pay for the website design and hosting depends on your needs in those areas but you are able to lump your free business logo design in the package as well for no additional cost. Many logo design businesses will also provide you with discounts on products if you purchase your stationary and envelope design through them. You may not receive a free logo design but you will be able to save a little money on other business necessities. You may also find packages that offer other free services if you purchase your logo design from them. For example, some graphic design businesses will provide you with stationary and envelope design, a black and white logo design and your logo design in a variety of useful file formats. You may not be receiving a free business logo design but the other services are free or included in the price of the business logo design. There are many options available to businesses that will help relieve the stress on the budgetbining packages of products that you will need for your business will help you save both time and money. You will be able to find various graphic design packages that include free business logo design with the purchase of other services. Remember that you get what you pay for in the graphic design industry. Before you commit to any package in particular you should research the portfolio and pricing of the graphic designer.

7 Reasons why it is important to have goals

I recently had a conversation with one of my former students. She has been out of school for a few years now but isn't satisfied with the direction her career has taken. In fact, she's not too happy with her personal life either. Her voice developed more than a touch of whine as she said: "I don't know what to do." So I asked her about her goals. Her response was a rather slack-jawed look of surprise. "Goals?" Well at least she wasn't whining anymore. I asked her what she would like to see her career in a few years. I asked her where she'd like to see her life in a few years. She knew the answers to those questions and quickly became animated as she discussed her desire to start her own business. We talked about what she would need to accomplish her goal and what she would have to change. When we parted ways she felt a lot better about her job because she knew that she wasn't trapped in it. She was taking a necessary step to prepare herself for a long-term goal. She had her eye on the prize and that focus energized her. That is the power of goals. What are your goals? There are seven reasons why you need to have goals. ~ To give direction to life ~ To make sure we are the one choosing the direction of our life -- not others, not fate, not the media, etc. ~ To motivate ~ To make sure we get what we want from life ~ To save time ~ To reduce stress ~ To give a sense of accomplishment While it can be fun to live without direction in the short-term, in the long-term human beings are wired to need a purpose and direction. Goals give a sense of direction and purpose to life. It is often easy to let others set our direction for us. We take a job because family or friends point us in that direction and then we follow the dictates of our bosses. We move in other directions because popular culture or the media tells us to do so. The simple truth is that if we do not set our own goals then we will find it too easy to follow a path set by others. This can lead to stress and unhappiness. We have a greater chance of happiness and fulfillment following our own path and pursuing our own goals. While goals certainly give our lives direction, they also provide the motivation to get us through difficult times and choices. Perhaps going to college at night while working full-time may be stressful and difficult in the short-term, but in the long run being able to pursue the professional goals we desire will make it worthwhile. Goals also serve as the destination for what we really want out of life. For some people, goals are measured in money or material goods, while for others goals are measured in time or freedom. If we do not have goals outlined that suit our unique perspective on life it is easy to become sidetracked by life and others. Goals can also help save time. When your "To Do" list becomes too long and your calendar too full, then you can simply compare your goals to the list. What items help you achieve your goal? What items are necessary to your goal? Scratch off the rest as unimportant. Just as goals save time they also reduce stress because using your goals to focus your life and choices makes it easier to make those choices. Should you take that new position at work? How does it match your goals? Finally, goals give you a measurable sense of accomplishment. Every goal you achieve, in fact every step you make toward that goal, can give you a boost of energy and momentum to keep going. Each success powers you toward the next level of success. Now go out and set your goals!

20 Ways to use articles to get killer pr for your business

Writing articles is a powerful, free way to promote your business. Because articles are a news source they are much more credible than a paid advertisement. This is a fantastic way to get your message in front of thousands of eyes. It can establish your credibility in your Industry; it can promote name recognition, and help you to introduce a new product to the world! Once you write an article don’t just let it sit! Put it to work! Here are 20 ways to MAXIMIZE the use of your articles! 1. Offer article as a FREE REPORT to customers. 2. Place articles on autoresponders 3. Offer article as a free gift when people refer others to you 4. Offer article as a free gift for subscribing to your opt in list 5. Use articles as weekly tips for newspaper columns, magazines, or ezines 6. Ask colleges, seminar or workshop presenters, and other training organizations if your article would make a nice addition to their training materials packet 7. Submit your article general knowledge directories such as ehow 8. Submit your site to specialized vertical portals specifically on your topic. Ex: marketing or business related resource sites like makingprofit 9. Submit your site to webmasters with sites where your article would complement their content 10.Use copies of your articles in your media kit or new client introduction pieces 11. Post articles in frames around the office. Visitors will see them when they come in. 12.Send out copies of articles with sales letters, meeting follow up letters, product release letters, It shows prospects that you are an industry leader by being "in the news". 13.Archive articles on your web site 14.Have piles of articles on display in your office for visitors to grab 15.Give permission on your web site for others to republish your articles if they include full bio. 16.Contact editors of ezines to see if they would be willing to publish your article in their ezine 17.Post your article to "content providing" directories 18.Swap articles with other ezine publishers 19.Group related articles together and publish as an ebook 20. Use articles as an add on bonus when people purchase your product

Don t quit smoking immediately

“How to stop smoking? Hey, it’s the easiest thing in the world, I have done it a hundred times”….. So goes the hoary old joke. It brings a smile from some, a frown from the others and hacking cough from the smokers. It is no joke for the smokers, however they may smile at it. At heart every smoker wants to stop. Many of them are knowledgeable enough to know how, but can’t quit the fags because the habit is too deeply ingrained. A) What won’t work? Gradually decreasing it. Buddy, the nicotine won’t let you quit. It is too powerful an adversary and too cunning for you. You will find the gradual decrement plan going fine, until the day you have an excuse to forget it (tension, overwork, circumstances, party etc.). Depending on medicines. Medicines only help to reduce the craving. But seriously, do you smoke only when the urge hits you? Isn’t it true that most of the time you smoke casually, whether there is a physical urge or not? Talking continuously about it. While you may think that it will help to keep the issue the uppermost in your mind, it will most probably lead to you being ridiculed in case you fail to quit. Also, words being cheap, it will begin to sound like empty boast. Nicotine substitutes. These are substitutes. They aren’t really the solution. Sooner or later you will revert to the real nicotine. B) So, What will work? Well, that’s what this article is about 1) Strengthen your resolve First of all, I thank and congratulate you on having come so far with me. It shows that there is hope for you yet . You have already proved that you can take tough talk and are determined to go through with it. That’s the first step. Next, Analyze your smoking pattern, How many in a day? How often? When do you really have the urge (usually on waking up, after meals or generally after consuming anything orally)? When do you smoke maximum (with friends, alone, with drinks, under stress etc) Number three, list down your reasons for a) smoking, and b) wanting to quit. I am a big advocate of putting things down on paper. It shows a commitment. Number four, take someone into confidence. A friend, a family member, a medical worker or, best of all, a sympathetic ex-smoker. These steps are keystones (preparations) for the big event. The only thing is that the “big event” is not a one off. It is a continuous obsession. 2) Back to basics Now let’s revert to the point A) above. I was less than generous when I said definitely that these things won’t work. These things do help, specially reducing consumption. Every cigarette less means approximately 5 minutes more to live. Also, it helps to strengthen your resolve, which is the first step. You see, archaic though it sounds, Will is a sure shot solution. So, unless you strengthen it, you will most likely fail. Why? - Remember that I said ‘Will’ and NOT ‘Will Power’ – They are different, 'Will Power' implies a struggle, where as using your ‘Will’, implies that it’s going to be easy. Let me explain: Do you need will power to smoke? NO Do you need will power to eat your favorite Ice-cream? NO Now to do one of the two above activities, is easy because it is your ‘Will’ and NOT ‘Will Power’. The steps in the “won’t work” topic are generally the excuses that frequent relapsers offer. But they are helpful in their own way. What is important is not only the steps leading up to it, but maintaining the tempo once you have reached the crucial stage of ZERO cigarettes a day. 3) Penultimate stage – Quitting it By the time you have worked on stages 1 and 2 above, you would be feeling strong enough to risk quitting it. As the experts suggest, you should decide on a date. NOT like a ‘new year’s resolution’ - More like a new Quit Smoking Revolution! You’re the leader of the campaign and then just go for it!

Choose the right website copywriter to boost your website s profits

Running a website is not an easy job; it takes some effort to make money online. There must be hundreds of millions of webpages out there struggling to be noticed by search engines and by their target audiences. If you are a website publisher who's eager to get your brand or service in front of the right readers, it would take more than just a good logo or business concept to get them flocking to and trusting your site. To grab people's attention and increase website traffic, you must provide something extra, something unique, something they may not find elsewhere. But the problem is, you may have so much on your plate as it is that you can't possibly provide grade-A content 100% of the time. Even great webmasters and website publishers need a little help sometimes. If you think about it, no amount of black hat SEO or link wizardry will get you the long-term results you are really shooting for. High-quality content is what your target customers want. Skillful linkbuilding may build a lot of short - to mid-term traffic but classic content lasts a long long time. To make serious money online, you have to give your clients this content. Many website owners invest their time and money in web design and online promotions without even considering the importance of original content. Do you really want to look just like your direct competitor -- providing a mirror-image of their services to your readers and potential clients? High-quality content, as opposed to knock-off imitations and readily available templates, is crucial to a website's success. What you need are highly capable content producers who will drive qualified traffic to your website and give it some distinction. This is what competent and effective website copywriters are all about -- producing quality content for your website and help you make money online. But before you hire, you must ask yourself what exactly you are looking for in a website copywriter. The following guidelines will certainly help you pick the best website copywriter to help you increase your online profits: 1. Can they produce quantity as well as quality? This is extremely important; high quality content is imperative, and so is quantity. A constant and steady amount of high-quality material is an essential ingredient for a successful online business. A website copywriter has to be able to deliver both quantity and quality to make you money. With this in mind, you must ask them for a guaranteed daily quota. You would want a lot of work done in a short span of time, but you can't possibly expect high quality with that mindset. When you ask for too high a quota you will probably be sacrificing quality. Somewhere around 2000 words a day is average. 2. Will they be able to produce original content? There are a lot of ways to ensure that your content is purely original. Ask the website copywriter for a guarantee that all written materials will be checked explicitly for duplicate content. To avoid plagiarism and other copyright issues, they must run their work through originality checkers such as webmasterlabor/tools/checker and copyscape, or other reliable duplicate content checkers available to them. Your content plays a very important role in search engine optimization. Passing off content that you can easily find in thousands of other sites won't help your PageRank or traffic at all. Original high-quality content is indeed the best way to optimize search engine results -- and a website copywriter producing original material makes it all happen. 3. Does the website copywriter have a back-up? When you retain the services of a ghost writer for a long period of time (to produce blocks of content, for example), you must make sure that there are contingencies in place -- just in case they become unavailable all of a sudden. Having a back-up will ensure your deliverables. Moreover, you have to ask if the back-up is just as, if not more, capable than the original writer. You wouldn't want your content quality to nosedive whenever your leased writer is temporarily unavailable. Using a copywriting company, as opposed to a single freelancer, is your best choice if delivery and quality consistency are important to you. 4. Does the website copywriter have an editor? Some website copywriters for hire could very well be their own editors. But wouldn't it be better if they had someone to help them with errors they could overlook themselves? Editors play a key role in this process because they make sure that the writer's work is delivered on time, every time. They check for grammatical errors, inconsistencies in flow, compliance with your instructions, and overall quality of the writer's work. Also, they function as project managers; they inform the writer of the topical and stylistic guidelines that the client requires. 5. Do they follow a quality-assurance process? How can you be sure that you are getting materials that live up to your own standards? Would it cost you extra to send some back to the writer for revisions? Website copywriters should follow protocol as far as quality-assurance is concerned. First, they must submit a block sample of their work to the client. Second, they make necessary revisions after receiving client feedback. This process continues until the client gets what they want. Meanwhile, the website copywriter shoulders all costs incurred during these revisions. Quality-assurance like this will only guarantee the best results in output and client satisfaction. 6. Will the writer surrender full rights of the materials produced to the client? All materials produced by a website copywriter must be on a purely work-for-hire basis. Ideally, the client assumes all rights to the materials obtained from the writers during the length of their employment or contract. Under the work-for-hire system, copyright ownership falls on the client and not the writer. 7. Can you, as the client, set the tone or style for the articles? You can, as the hiring party, ask the website copywriter to follow certain parameters -- specifying demographics, for instance. As the client, you must also welcome the writer's preferences in tone and style for the job. To be able to work efficiently, you must allow them to make any suggestion that they think would cater to your audience better. 8. Will they accommodate your format requirements? Ask for an OS platform-neutral delivery format so your text can be published correctly. These are usually in the form of. txt or. html files. Website copywriters who offer these services and more will promote a business relationship that is result-oriented, stable, and consistent. With the best copywriter working for you, you can sit back, relax, and leave the arduous content work to them for a change.

Call philippines as clear as the pearl of the orient seas

Most Filipinos would love to hear from their relatives or friends from the US. Who won't? There's just so much to tell and burning the lines would be one helluvah understatement if you are to make an international call to the Philippines. This is because the Philippines is one of the most eventful places in the world right now. See the news to prove this. Placing an international call could be a very wallet-pinching endeavor. But this should not always be the case. There are numerous ways to make a long distance call, especially if the destination of your call is the Pearl of the Orient, the Philippines. Here is a rundown of suggestions on how to make that international call to the Philippines without shelling out much of your hard-earned dollars. 1. Be careful when buying call cards. Several prepaid phone cards have hidden charges. There could be a connection fee that could be almost tantamount to getting ripped off especially when the card buyer makes a call and either the call is routed to a voice mailbox or to an answering machine. Connection fee deduction is automatically done even when the caller did not say anything yet. Other phone card hidden charges include service fee, maintenance fee, access number and long talking fee. The expiration date should also be checked. 2. Know what type of phone will receive your call. It won't be advisable to make a long distance call to any mobile device. This is because most of overseas carriers implement the "calling party pays" system. The tariff rate of an international wireless phone could be a lot higher compared to a call made to a land-line in the same country. 3. Say no to a telephone operator. When you choose to be assisted by a telephone operator when placing an international call, you choose to pay considerably more. Whenever possible opt to use a dial-around service or dial direct. 4. Sign up to a prepaid long distance plan. Various carriers offer this kind of service to those who frequently place long distance calls. Opt for those with flexible programs. These plans work like phone cards but do not have fees and charges associated with prepaid phone cards. They usually have very low domestic and international rates 24/7 and call quality is usually excellent. One more thing about these prepaid plans is the convenience of being able to use them when placing calls from any telephones be it cell phones or public phones. 5. Calling during non-business days or off-peak time will help you save. Make the most out of these privileges by checking on what your carrier offers. Just make sure that it won't be too much of an inconvenience to the recipient of your call. 6. Bad connections should be noted. Bad connections happen and the Philippines is not an exception to this nuisance. When this happens, take note of the time and the number you called. Prepaid calling cards rarely gives you credit for bad connections. But if you made an international call using a standard long distance carrier, or prepaid long distance plans, better check if you could be given credit for that call. They always do. It would help if you print this info to be always reminded of the Do's and Don't's when it comes to making an international call. With these simple tips, you don't have to worry when your phone bill arrives. Finally, here's the step-by-step process in calling the Philippines. a. Dial 011, which is the international code b. Then, key in the Philippines' country code, which is 63. c. Now, dial the city area code where your your wife and kids are. Here are the major cities in the Philippines with their respective city area codes: Angeles Luzon - 455 Bacolod - 34 Baguio - 74 Cebu - 32 Clarkfield, Pampanga - 45 Dagupan, Pangasinan - 75 Davao - 82 Iloilo - 33 Laguna Province - 49562 Lucena, Luzon - 42 Makati, Luzon - 2 Manila - 2 Ozamiz City - 88 San Fernando, Pampanga - 45 San Fernando, La Union - 72 San Pablo - 49 Subic, Zambales - 47 Tarlac - 452 Tarlac Province - 45 Zamboanga - 62 d. Finally, dial the remaining digits. Also, don't forget to greet your Filipino friend using her native lingo. "Kumusta", pronounced as "cooh-moose-TAH" surely will never fail to make her smile.

1Stepsystem a one step internet marketing revolution

1StepSystem is basically a Complete Automated Home Business, and is promoted as “Hands Free Income”. Co-Founders Rod Stinson and Chris Koehl are known for being tops at what they do, with incredible track records. Rod was rated as “One of the Top 20 Network Marketers in the World”, and is a top producer in several MLM companies, hundreds of thousands of people in his downlines. Chris is an expert internet marketer and had created the online marketing system for many companies. Amongst them are Xango, Oasis Wellness Network, Pro-Step, SeaSilver, LifeForce International, Mannatech, My Golden Leads, Best Leads, Precision MLM and Credit Secrets. Both Rod and Chris wanted to build an organization where people who have ventured into network marketing unsuccessfully over the years could finally have the chance to become successful. As contrast to traditional concepts of Direct Marketing , there were many difficulties in introducing the system to anyone and more specifically if we ask our freinds and relatives to understand the system. Being on the inside track developing online systems, Chris knows the downsides of MLMs, and why people failed. He quoted in his biography, “Sometimes the problem was the product being marketed, sometimes it was the pay plan, sometimes it was the owner or administrators of my system, and sometimes it was all three. Needless to say it was frustrating. I spent years perfecting my online system but could never find the right business model to plug it into then…Rod Called. You know, sometimes you know, when you know…5 minutes into our conversation I began to get goose bumps, the idea Rod had was exactly what my system needed to be married to – and by doing so, all the previous challenges would be eliminated.” The idea Rod and Chris had with the 1StepSystem was to build a company where those that had been unsuccessful with network marketing in the past, could finally be given a way to become extremely successful. The ‘system’ has been very good to them and they wanted to find a way to give a little ‘pay-back’. You know what? That’s exactly what they’re doing. Chris and Rod are offering an unheard of 83.7% payout, that’s next to impossible to beat. As a matter of fact, I’m told, that it’s the highest percentage ever offered in the history of the network marketing industry. Now get this, there’s no selling involved at all and the price is affordable and not even close to what most of those companies are charging out there. The prospective customer starts by being directed to a website, once there he signs up for a FREE 37 Minute Tele-seminar. The product “Ultimate Marketers Tool Box” is like a personal digital library of the most effective marketing strategies known to man. It’s the digital product in the virtual back office of 1StepSystem. The marketing strategies and tools provided along with proprietary marketing software in the box are responsible for hundreds of millions of dollars worth of sales in any business, online or off. "I don't even need to communicate with my prospects, and they send me $500 directly into my account," says Dawn Henderson. "On my first sale, I practically made back all the money I initially laid out, and I did that in less than an hour after I joined." Laura Goodman said, "I have tried so many other MLM & Network Marketing opportunities and had always failed. This is the first time I have ever had success at it, and it's the least I've ever had to work." According to David Track, Leading QA for the 1StepSystem, "I would easily pay $500 for the "ultimate marketer tool box" which consists of proprietary software and other marketing tools designed to help increase sales in any business, whether online or off. Being the owner of an invention marketing company, it has already helped us immensely in our marketing efforts, and has also assisted me in rapidly growing the 1StepSystem business. In fact, I am already earning more with the 1StepSystem then I do at my own company, and I started 1/28/06!" When I looked into the 1StepSystem for the first time it was back on February 8th. I did a Google search after receiving an email from a fellow marketer. When I did the Google search it, if you can believe this, only brought back (1) link! That’s right (1) link that happen to be to a thread in a pretty well know Forum. It was the standard beginning thread, “Does anyone out there know anything about the 1StepSystem”? To which there were about 4 responses and 2 more questions. The responses seemed favorable and one of them even included a phone number so I gave the fella a call. He fed me with a head full of knowledge about the program and I really considered joining – but it was a little more investment than I could make without the approval of the banker (my wife) so I had to wait. While waiting I talked myself out of doing it – figures huh. Well I went back to the Net a week or so later and Googled the 1StepSystem again and you know what, I came back with 400+ links!! I started checking them out and you wouldn’t believe the forum entries now, this guy made $4350 in 5 days, this other lady made $3,000 in her first 24hrs and this fella over here’s made over $11,000 in the last 2 weeks. Well, that put me over and now I’ve invested in the 1StepSystem too, and now I’m building up one of those “I made $XX, XXX in this many days” stories myself!

Nioxin aminogenesis pureology tigi

We are living in a purely cosmetic world where looks and appearances matter a lot. People are ready to spend a fortune to improve the way they look. This has been hugely contributing to the growth of beauty, hair and skin care products in the market. The beauty product industry is witnessing a phenomenal growth and scores of new cosmetic products manufacturing companies are invading the market every single day. This is not all – due to the increasing popularity of cosmetic surgery, quite a few people are willing to go under the surgeon’s scalpel to own a great body shape that they can flaunt. As a leading name in the skincare and beauty products industry, we offer the best to our valued customers. Check out our wide range of products: Aminogenesis: We have AminoGenisis Line of Skin Care Products which are useful for repairing and revamping the skin. AminoGenisis products show remarkable results for any kind of skill care challenges such as severe skin trauma, like injury and burns, to persistent maladies like acne, dermatitis, psoriasis and eczema, to everyday concerns such as sun damage, discoloration and wrinkles. Pureology: Our Pureology hair color products make your hair excellent, exuberant and richly moisturized. These products utilize the most advanced ingredient technology which offers incredible color retention. Made from the finest proprietary ingredient technology it offers longer lasting hair color. Our PureOlogy hair care line products can be found in different categories such as Pureology Shampoos, Pureology Conditioners & Treatments, Pureology Styling Aids and so on. Redken: Formulated from the finest ingredients, Redken continues to hog the popular passion all over the world in beauty products. Prepared from premium ingredients meticulously selected from around the globe, Redken dominates the market with its amazing range of hair care products. At Sleekhair, we offer wide assortment beauty products from Redken. Tigi: Tigi is a leading name in the hair care products around the world. With high standard quality and an endeavor towards excellence, Tigi hair care products are developed and formulated only from the superlative ingredients. We have a wonderful range of Tigi hare care products to choose from. Alterna Hair Product: Alterna hair products are an outcome of years of rigorous research development. With a commitment to offer the best and latest ingredients and technologies in the hair care, Alterna hair products have become but the best across the globe when it comes to professional hair care. At Sleekhair, our wide line of Alterna hair products range from Alterna Caviar to Alterna Hemp Shampoos & Conditioners. For more information on these beauty products, log on to sleekhair

Crop fed cars hit the highways

A popular new fuel, E85, could help put the brakes on America's foreign-oil dependency. The Department of Energy provides these answers to some frequently asked questions about the fuel: Q: What is E85 and what are its benefits? A: E85 is a fuel that is 85 percent ethanol (distilled from American corn, as well as nongrain crops) and only 15 percent gasoline. It is high octane and has a higher performance level than some gasolines-it can boost some vehicle's horsepower by up to 5 percent-and it's also domestically produced and clean burning. In fact, government tests show vehicles running on E85 reduce harmful emissions when compared with gasoline. Q: Why use ethanol? A: Ethanol provides plenty of horsepower with relatively little pollution. Because it is typically produced from corn and other grain products and other nongrain materials, the fuel is biodegradable and does not contaminate water. Also, because it is produced domestically, ethanol use increases the value of feed grains grown by U. S. farmers. Q: How much does E85 cost? A: Typically, E85 is priced to be competitive with 87-octane gasoline. President Bush has launched an initiative to make much more ethanol from many other sources too, like trees and prairie grasses. As this research continues and these newer ethanol plants are built, ethanol looks to be an affordable, sustainable way to cut reliance on imported fuels. Q: Can my car run on E85? A: Not every car can use E85. You must have what's called a flexible fuel vehicle (FFV). An FFV is a vehicle designed to run on regular unleaded gasoline or any ethanol fuel blend up to 85 percent. Visit e85fuel/e85101/flexfuel vehicles. php for a complete list of FFVs and to see if your car is flexfuel ready. To date, there are about six million FFVs on the road, including models from Ford, GM and Chrysler. Q: What's the difference between an FFV and a gasoline-only vehicle? A: FFVs have just one major part that differs from gasoline-only cars: the fuel sensor that detects the ethanol/gasoline ratio. Also, an FFV's fuel tank, fuel lines, fuel injectors, computer system, anti-siphon device and dashboard gauges are all modified slightly compared to gasoline-only vehicles. FFVs are generally available at little or no additional cost compared to gasoline-only models-and they carry the same warranties. Q: Where can I get E85? A: Visit e85fuel/data base/search. php for a complete list of E85 sites. More stations are being added each week.

Tips to create banners that make people rush to your website

The internet world has made banner advertising a popular and widespread form of advertising where practically all the websites have one or the other form of banner advertising on it. Though it is thought that the effectiveness of banner advertising on the web has declined, there are many tips, which if followed, prove to make people rush to your website! People have no time to wait. So make sure the banner ad uses only a small file. This is because a large. gif or. jpg file takes a few seconds to download, wherein the visitor may have either left the page or just scrolled down the page without seeing the banner. And if people don’t see your banner, they are sure not going to click on it! So make it a point to restrict your file size to below 10K or 15K;it may be difficult, but where there is a will, there is a way! Make it a point to have a call to action on your banner. This means having the words ‘click here’ or ‘sign up now’, where you guide the user to click on the banner. The main reason this has to be included is that people are so used to off-line advertising where people just see banners, without having to do anything. They are usually not aware that they have to click on the banner to find out more! So make it a point to have a call to action on your banner ad to improve the effectiveness of the banner. People are always more attracted by moving elements in a banner. As the whole idea of banner advertising is to grab the attention of the reader, using small animation in the banner is sure to achieve this. However, make it small because if the file for the animation is large, then its downloading time will be long. This tries on the patience of the web user and may annoy them. When annoyed, they may also just leave without clicking on the banner. The incorporation of some sort of fake element in the banner also makes the banner successful. There are many fake elements’ banner designers can use like fake scroll bars, fake text boxes and fake submits buttons. When using fake elements, the web user think that they are clicking on a link to another page when clicking on a fake scroll bar, when in reality, they are actually clicking on a banner with a picture of a button and text link. When designing the banner, use bright colors like blue, green and yellow as they have a higher CTR than black and white banners. The color red should be used sparingly. It is quite advisable using the word “free” in the banner as you are bound to get more clicks this way. Of course, you should decide on this free offer, according to the object of the banner ad. Show the reader that clicking on the banner will prove to be beneficial to him or her. You could place questions like ‘do you want more traffic’ or ‘need help with taxes’ in the banner, wherein the answer is found on your website. People don’t have the patience to read long banners; so keep them short. When people click on a banner, they want to go directly to the web page to find the information they want. They don’t have the patience to end up on the home page to go hunting for the required information. Another important point to be remembered about banner advertising is to place the banner on sites that target for your target audience. This means, that if you have a banner for a new golf club, it is of no use placing it on a site dedicated to software. Visitors to this site will not be interested in the banner, thus leading to no clicks on the banner, and thus a waste of your money. Emphasize the benefits of your product, and not it’s features, as this is what interests a visitor more. It is always better to test your banners by designing several banners using different styles and messages. Run each banner for a week or two, and collect data on its click through rates. Then analyze the data to determine what is common among the successful banners. You can then refine your banner ad accordingly and test them again. Use all these tips in your next banner ad, and you are bound to find some improvements in its popularity with more people rushing to visit your site!

Make the online poker industry work for you

If you have a little initiative and a desire to earn a little extra income from a readily available source, then you may wish to consider a role as an online marketing affiliate. There is no easier or more effective way to earn a revenue from the online boom, without having to invest vast sums of money in the process. It is a simple marketing formula that works as well for the huge online industries as it does for the average Internet user. The affiliate program works by rewarding website owners with revenues and big businesses with valuable customers. The premise is simple; the affiliate program site offers the potential affiliate all the marketing tools, including banners and text links for free, in exchange for a small portion of their site space. In return the affiliate has the potential to earn a commission based revenue from some of the largest online industries. The affiliate-marketing program is a unique advertising opportunity, which has allowed many industries and individual businesses to flourish. Few have gained like that of the online poker industry. The potential of online poker may have seemed a little limited before its inception, however now it is one of the leading contenders in an online gaming revolution. Now generating millions of dollars in revenue, the industry has largely grown out of a successful network of affiliate marketers. By introducing as many affiliates as is possible, the poker sites are able to access a huge range of people from the global market that is the Internet. On their part the affiliates are rewarded by the success of the sites that they represent by earning a portion of the money generated by the players that they introduce. This commission-based revenue offers the affiliates a chance to earn up to 35% of all the money generated by a player, throughout the duration of the life on the site. Therefore the parallel industries work by encouraging further growth in each other. The affiliates must first attract and then forward on customers to earn their revenue. When they achieve this goal they are rewarded with a generous proportion of the money generated by the players. In turn the poker site gets the added bonus of extra players and the subsequent word of mouth advertising and income that they produce. So without ever having to risk a single penny, poker sites can reach a vast audience and expand their market share, and an affiliate can earn an unrestricted amount of money just by hosting a few advertising features.

Precautions to be taken before bariatric surgery

Bariatric surgery can involve a lot of preparation before you actually get to the hospital. You may find that it can get so hectic that you don’t have time to feel nervous, then again you may not. As it is a major surgery and will require a lot of healing time afterwards. After you’ve had the prerequstite visits with your doctors and been approved by your insurance you will set a date and begin countdown. This can be a stressful time to anyone. You may wish to sit down with your family and discuss the surgery and what changes you will need to make to your diet and lifestyle. You will need to tell them that you’ll need their support, especially in the time immediately following your surgery as you will be at your weakest then. Some doctors suggest that their patients arrange to have an in home nurse visit them after the surgery to help them with their daily activities and to take care of themselves for a few hours each day. This can be extremely helpful especially for those patients that don’t have family nearby to take care of them or that have a family member that leaves for work during a part of the day. You will also begin appointments with a nutrionist, hopefully. Your nutritionist will help you with your diet, and if they have experience working with patients that have had bariatric surgery they will tell you what to expect. This is also a good way to help you stay on your new diet after the surgery. Lastly you will want to buy any items you feel you need for after the surgery. You may be spending a lot of time in bed or sitting on the couch so you might want to buy a couple of pillows. Plus you can get a head start on your new diet by buying some of the clear liquids that you will eat beforehand so you have them available.

Protect yourself from the sun with these cosmetics

Summer is fast approaching and with most people wanting to spend some time in the sun it is important for us to use certain products to protect our skin from harmful ultraviolet rays that may cause severe damage in the long run. The number of cases with regards to people contracting skin cancer has been slowly increasing over the years. Plus, there are various harmful products that have caused extensive damage to our ozone layer adding to the risk of having skin cancer for people who frequently expose themselves to the sun. It is but natural for many of us to lounge in the sun after spending a considerable amount of time hibernating during the cold winter days. We, ladies especially want to run off to the nearest beach to get that summer tan we have long been wanting. Before you put on your bikini for a hot day at the beach, you have to pause for a moment and think about certain issues that have gotten women all over the world very concerned. Studies have indicated that the occurrence of melanoma among women especially beyond their 30s is increasing. This cancer is a result of a woman’s exposure to the sun during her early years, teens and during her 20s. UV light causes mutations in the DNA of the body leading to formation of tumor and cancer. Also, exposure to the sun is the major cause of the occurrence of dreaded wrinkles. Anti-oxidants like vitamins E and C have anti-aging attributes and helps prevent cancer. You can find in the market sunscreens and lotions that contain anti-oxidants to help protect and keep skin healthy. Sunscreen is very important to apply if you expose yourself to the sun. But for people who are in for some sweat during these hot summer days, the mixture of certain outdoor elements and sweat can easily wear off your sunscreen. Look for longer wearing sunscreens to have protection from ultraviolet rays all the time. Reapplying sunscreen every two to three hours would be most ideal. You can also find a lot of make-up and cosmetic products that contain sunscreen protection ranging from powders, foundation, eye shadow, blush and even lipstick. Cream blush can stand up better towards sweat and also easily blends with sunscreen. Summer is a time of fun and relaxation and we should enjoy every moment of it. While having some fun in the sun, protect your skin with products containing sunscreen features to keep it soft, supple and healthy.

How to survive amsterdam without going broke

Amsterdam and especially Amsterdam hotels may not be known for affordability, but that doesn’t mean it isn’t possible to travel the country on a budget. The experienced thrifty traveler knows how to visit even the most expensive countries for less – you just have to follow the insider secrets. Luckily, globetrotters follow some pretty simple rules for saving money, so you don’t have to be an expert to travel for less. Anyone can do it! The first thing you need to know is how to get around town. Fortunately, because Amsterdam is a compact area with beauty everywhere to be seen, getting from place to place isn’t as difficult as you might expect – it can actually be quite fun! Compared to everything else in the city, transportation is relatively inexpensive, especially if you know what to do. Traveling the city for cheap begins right when you arrive in Amsterdam. Visit the VVV office across from Centraal Station right away. Most people in Amsterdam speak English very well, so you don’t have to worry about communication problems. If you speak to the staff here, they will assist you in finding the cheapest and quickest route to your destination. Whenever you can, forget about paying for transportation and walk. This is not only free (the best deal you can get) but the best way to take in the city. Again, because Amsterdam is small and easy to travel, follow the locals and walk as much as possible. This is also a lot of fun. You can use the free map from the VVV to find your way – just watch out for the many cyclists traveling through the streets. In fact, that’s yet another way to get around Amsterdam, just as the locals do. If you really want to have some fun, use a bicycle for your local travels. The city is made for cycling, but you have to keep in mind this doesn’t necessarily mean cycling around the city is a piece of cake. Cyclists move along at high speeds and follow special traffic signals, so having a good amount of previous experience on a bike will be helpful. For traveling longer distances, the tram system is an economical and efficient way to travel from point A to point B. You can purchase tickets in Stationsplein at the small office beside the VVV or from bus and tram conductors. You’ll need to get a dagkaart, strippenkaart, or sterabonnement depending on how long you’ll be staying in Amsterdam. Another option: take the bus. Local and regional buses can take you where you want to go, and there is even a night-bus system that can help you get around during the wee hours between midnight and 4 a. m., when other transportation is unavailable. The railway or metro is another good possibility. To get from Schiphol airport to Centraal Station, the railway is the most direct connection, while the metro can take you to the outlying districts. The ferry system also takes pedestrians and cyclists across to Amsterdam Noord for free. For lodging, be sure to book your room in advance as this will no doubt save you a ton of cash. A person has to eat In Amsterdam, you’re going to need to eat at some point in time. It’s possible to enjoy some fantastic grub on a budget if you know where to look. Bars and coffee shops also sell food, which usually costs much less than meals in a restaurant. A variety of delicious sandwiches are available in these establishments for a very low price. Amsterdam is famous for its pancake houses - they are the perfect place to grab a quick bite to eat for a good price. But don’t expect American style pancakes – the Dutch version, called pannekoeken, is made with many different ingredients, and can provide a very satisfying meal to hungry travelers. Another tip: vegetarian and whole food restaurants offer moderately priced food and a healthy dining experience. If you’re not into vegetarian, check out the Leidseplein district – here you can find Greek, Italian, Mexican, Japanese, and Indonesian food in addition to the traditional Dutch delicacies. In this area prices are competitively priced. While you’re on the move, grab some frites (which are just French fries). This snack is cheap and tasty, and is served in a paper cone with mayonnaise instead of ketchup. Or, if you don’t mind the taste of herring, grab a herring on a bun (haring broodje) almost anywhere in the city for a decent price. Or, buy your entire meal from a vending machine - in Amsterdam, vending machine meals are sold for low prices! For dessert, try a stroopwafel. You can find this in supermarkets and fresh from street vendors. It’s simply a thin cookie resembling a waffle, filled with yummy caramel. Finally, avoid the eateries directly in tourist areas. Stray off the beaten path just a little and you’ll find much more affordable food that tastes delicious. Another tip: dine at one restaurant a day, and purchase the rest of your food from markets and grocery stores. This will pare down your food budget considerably and it’s a great way to cut down on vacation costs. Amsterdam doesn’t have to be expensive, so what are you waiting for? Start planning your next vacation to this wonderful city and you’ll be enjoying a vacation without paying through the nose.

Affiliate network do i need one

The affiliate has a choice. They can either work with multiple merchants, or they can work with an affiliate network. So why should a marketer want to work with an Affiliate Network? I remember a friend told me a story awhile back. He had built a small website and had signed up to become an affiliate at a stack of different affiliate programs related to the topic of that site. A few weeks after he had set up the site including links and banners from multiple affiliate programs, he turned his attention to other business interests and lost interest in the site. A few months later, he noticed that a few checks had started arriving from the affiliate programs he had joined up with. Not large checks, but amounts for a few dollars here and there. That was his first problem – as he was living outside of the USA, lots of small amounts result in lots of bank charges. (Which makes me ask - Why can’t all countries allow affiliates to bank checks at NO CHARGE?) Nevertheless, the checks continued to come in, and although some of them were posted on his wall as they were so small he couldn't bank them, he wasn't complaining as he was making money he hadn't expected. It turned out that his site had ranked high up on specific keywords in a major search engine, and he was receiving a fair amount of targeted traffic for free. A few months after that he decided to log into all the affiliate accounts he had registered with, and noticed that some of them had not paid him as the amounts were too small, some of them hadn't paid although they should have, and some even showed that they had sent him amounts that he didn't recall receiving checks or EFT or paypal or any other payments for! So how does working with an affiliate network prevent this from happening, and is this the only reason to work with an affiliate network? A good affiliate network has a number of different offers which the affiliates can promote, and nearly all the affiliate networks consolidate the amounts the affiliates earn from the various campaigns. This means that the affiliates receive a CONSOLIDATED payment rather than many smaller ones. It also makes reconciling the payments easier, as you simply log into one affiliate network, and can see a summary of each of the campaigns you have promoted, how much you have earned from them, a summary of how much you have earned overall, and how much the affiliate network has paid you to date. Also, once you work with one campaign in an affiliate network, the other campaigns work in a similar if not identical way – the tracking is the same method, the place you pull the creatives from is the same, the way you check your stats is the same – and nearly always, all of this can be achieved by logging into one backend site rather than many different sites. So now you are working with one log-in, where you can really get to understand the system. However, even with the best of affiliate networks, things go wrong – but with an affiliate network, you would be allocated an affiliate manager, who will help you sort out any issues you encounter. Not 50 different affiliate managers – one for each campaign you are running, as would be the case if each merchant was a standalone merchant with their own affiliate program – but one affiliate manager for all the campaigns. And by building up a relationship with your affiliate manager, when you do need answers, you have one person to turn to. Of course, once you become a professional super whaling affiliate (the type that lies on the beach while the money pours in – HAS ANYONE REALLY ACHIEVED THIS? Watch this space for a future story about the affiliate beach goers!), you'll need specific campaigns to promote, and that is why, even the best of affiliates belong to multiple affiliate programs and affiliate networks. But this presents even more problems. So my advice when starting out is to choose one or 2 affiliate networks, become familiar with their system, build up a relationship with the affiliate manager, test out the different campaigns they have, and let them help you achieve the success and results you want to achieve.