Callcentric and skype a comparative study

In the world of internet phone service, Callcentric and Skype could be very well considered the toughest competitors. Both have a relatively big customer base and an equally big reputation in the industry. Both offer lots of value added services to their customers and are considered very cheap when compared to traditional international phone calls. Despite these similarities, there are a few things that can be compared between Callcentric and Skype to highlight certain features that separate one from the other. Callcentric offers four plans that could be considered the cheapest in the market. They are Callcentric IP Freedom Plan, Callcentric Pay per Call, Callcentric North America Unlimited, and Callcentric World Select. All of them offer unlimited PC to PC calls to other Callcentric members for free, wherever in the world they are. IP Freedom Plan is considered the cheapest of them all, as it provides free calls to other members, wherever they are. At no monthly charge, no surcharge, no hidden fees, no per-call rate, and no other commitment, this is considered the best bargain. All you need is an adapter or software and you are good to go with the Callcentric IP Freedom plan. Skype also has a similar structure, as calls made to any Skype customer are free all over the world. In fact, Skype became extremely popular due to this feature, as free PC to PC calls were something really rare at the time when Skype brought in this feature. So, basically this plan works the same way for Skype and Callcentric. Free PC to phone international call and phone calls from the PC are something everyone looks forward to while using Skype and Callcentric, and this is the area where Callcentric scores over Skype. Callcentric has plans such as Pay per Call, North America Unlimited, and World Select which offer tremendous value for the money you pay. At a miserly monthly rate around $19.95 per month, you will be able to make unlimited phone calls to the USA and Canada. With this plan, you will be able to make hundreds of calls in a month and still pay an incredibly low $19.95. In the World Select plan, Callcentric goes a step ahead of its competitors and offer unlimited calls to people all over the world for a monthly rate of $29.95. Thanks to the wide network of Callcentric with over 35 countries across the globe, you can call any of your near and dear ones any number of times for just around $30 a month. Skype has an offer called Skype Credit which asks you to pay some amount and you also need to pay a connection fee. Once you log in, the credit you have will appear next to your name. Then you can start calling any part of the world. But the catch here is the rate per call. The rates range around 1.7 Euro cents per minute, which is considered costlier than Callcentric, as you can make unlimited calls to any part of the world in case of Callcentric for just under $30 per month. This is where Callcentric scores over Skype and is considered the better option when it comes to PC to phone calling.

Employee time clock system

Employee time clocks are time systems used by organizations to accurately record the number of hours worked by each employee every week. The clocks have evolved with time and the companies still need some sort of system that they can use to generate payroll and ensure that the employees are paid for each hour they worked. Today, employees use swipe cards with a magnetic stripe through a slot that reads their name and records the time every time they clock in or out, much like the old punch clock system of long ago. At the end of a work week, the main computer computes the total hours worked for every employee and prints it out on a spread sheet. This rids the payroll system of human error, making it much more efficient. The employee time clock has been linked to a factory’s employee productivity. It is commonly placed near the main entrance or break room. An employee who is not paid for break time must clock out for a break and must also remember to clock in before resuming work after the break. Sometimes, it is found that employees try to use the time clock to gain an advantage. For instance, employees may clock in or out for each other. This is why company rules and time clock technology keep changing in order to keep employee misdeeds in checkpany policy forbids employees from “punching” or “swiping” for each other and both employees stand a chance of losing their jobs if caught. Again, with the advent of new technology, like clocking in and out using nothing but fingerprints, such employee behavior is now a thing of the past. The manual time clock system, though time saving and error-free, is not entirely perfect. Sometimes, the magnetic strip on the back of a card may get damaged. When the employee swipes the card, the machine may not register it. Such inadequacies are corrected in the computer time clock system. Even with the advent of computer software and advanced time keeping techniques, the principal of the employee time clock remains the same. Hourly employees will always need a way to keep track of their time and organizations will need logical ways to monitor and record an employee’s time to ensure productivity. Employee time clocks are available in all various forms such as biometric time clocks, punch time clocks, computer based time clocks, etc. Today, there is wide array of employee time clock systems on the market, from yesterday’s free standing polling, memory based clocks to today’s advanced PC based time keeping solutions, from standard mechanical clocks to electronic time clock systems. This is why choosing a system that suits your needs is a daunting task. Small employee time clock systems can cost you anything from to $5 to $50. And for bigger and more advanced time clock systems, you will have to pay in the range of $250 to $550.

Eliminate credit card debt options and strategies

Millions of individuals are deep in debt and experiencing much difficulty meeting their monthly financial obligations. Well, I can assure you that issuers of credit cards are not experiencing the financial difficulties many Americans are. As a matter of fact, take a look at the following profits earned by credit card companies: • Profits earned by credit card issuers from interest charged to consumers during the year 2006 totaled $90.1 billion. • Profits earned by credit card issuers from fees charged to credit card holders during the year 2006 totaled $55.2 billion. It’s no wonder credit card issuers earned such astronomical amounts of money; after all, if a debtor (consumer) happens to make a late payment – in many cases just by one day – they’re penalized with skyrocketing interest rates and uncalled-for late fees. This practice, which many consider the equivalent of legal loan sharking, is wreaking financial havoc on many households already struggling financially. If you’re frustrated because you’ve been charged these insane fees, it’s time to take a long hard look at your finances and decide what options are available and will best assist you in becoming free from debt. • Debt Consolidation – Debt consolidation is utilized by good intentioned individuals who want to do the right thing by paying off their credit card debt and obtaining a loan for the entire balance owed to their credit card companies. If your credit is decent, and you have sufficient equity in your home, you may qualify for a home equity loan or line of credit. This will enable you to reduce the amount of interest you pay, and you’ll only be responsible for one monthly payment, as opposed to making numerous payments to your various creditors. Most financial experts aren’t fond of debt consolidation loans due to the fact that you’re putting your home equity on the line and many people who consolidate their debt end up charging their credit cards up all over again, only to find that they owe all of their credit card companies, as well as the bank who funded their home equity loan. • Consumer Credit Counseling – This may be the right choice for you if your job is secure and you’re able to commit to a long-term payment arrangement. Consumer Credit counseling agencies will work with your creditors to negotiate reduced interest rates on your credit card accounts. You will then make one monthly payment to the consumer credit counseling firm, and they’ll in turn distribute the agreed-upon monthly payments to your various creditors. Unlike bankruptcy or debt settlement you’ll continue to be liable for paying the entire balance owed over a number of years, but as stated, if you can realistically commit to a long term payment arrangement consumer credit counseling may the path that best meets your needs. • Bankruptcy – Most individuals who resort to bankruptcy only do so because they have no choice. You see, most people want to avoid a bankruptcy filing due to the long-term consequences, as well as the fact that bankruptcy is a matter of public record. If you’re considering bankruptcy, it’s best to weigh all of your options prior to actually filing. If you find that you’re unable to obtain sufficient funding for debt consolidation or debt settlement, and you cannot realistically afford a repayment plan, be certain to hire a bankruptcy attorney with whom you’re comfortable. • Debt Settlement – Debt settlement is the process whereby individuals (or a debt settlement firm hired to represent them) negotiate with their creditors to accept less than the full balance, as payment in full. Normally creditors will agree to settle your outstanding debt for 50% or less, either in one lump sum payment, or 4-6 installment payments. Debt settlement is best used by people who simply can no longer afford to pay their monthly bills, or are reluctant to commit to a long term repayment schedule due to unforeseen circumstances. Debt settlement has assisted many individuals and business that otherwise would have had no choice but to file for bankruptcy. Prior to making a final decision regarding your path to financial freedom, be sure to educate yourself in the areas of all of your options so that you’re comfortable with your decision, and certain it is the right choice for you. If you’d like to learn more about debt settlement, click here.

Professionally written resume your future depends on it

: The only information a potention employer usually has about you as a job candidate is the information presented on a resume and in the cover letter. It is also the only information that a hiring manager may have about the other five hundred candidates. Given that there are often large numbers of candidates applying for one position, you need a resume that will stand out. Using a Professional Resume Writer A professional resume writer is familiar with the job application process, and knows how to present your information in the best possible way. A professionally written resume can definitely help your resume stand apart from the crowd. Writing a resume is a difficult and daunting task for many people, including those who have been in the workforce a number of years. For a college student with little or no work experience, the idea of writing a resume may seem like trying to do the impossible. A professional resume writer knows the types of questions to ask to learn more about your background, education, skills, and experience, and then put this information into a cohesive marketing document called a resume. Additionally, a professional resume writer has typically written hundreds or even thousands of resumes, including many for new graduates and college students. Whereas you may be unsure which information to include, a professional can determine the most appropriate information to include and how to best present it. The result? A resume that stands out! How Does it Work? Depending on the service you choose, your writer will obtain as much information as possible from you regarding your background. You will need to provide information for your college resume including work history, education, volunteer work, professional memberships, skills, abilities, and anything else that may help your resume rise to the top. Most professionals will provide you with a questionnaire to fill out, will ask you a variety of questions, or both. Some resume writers work through the Internet, some by phone, some in person, and some using a combination of these communication methods. Choosing a Professional Resume Writer When choosing a resume writer or service, look for one that uses resume writers certified in the industry or who have degrees or other, legitimate credentials in the careers field. A number of organizations certify resume writers. Some of the more respected certifications include Certified Professional Resume Writer (CPRW), Master Resume Writer (MRW), and Nationally Certified Resume Writer (NCRW). Many career counselors and career coaches provide resume writing and additional services, such as assessments, interviewing skills, and job search strategies. Which service you choose will depend on your needs, budget, and comfort level with the organization, and method of communication. Some people enjoy the convenience of working online and through email, while others prefer the immediacy of face-to-face contact. If you want your resume to rise to the top and obtain those coveted interviews, consider using a resume writing professional. Your future is at stake!

What s the big deal over seo

Search engine optimization refers to any practice related to the end goal of improving your web site's position in the search engine 'free found listing.' The reason you want all of your web pages, or at least your most important web pages, search engine optimized zeros in on what nearly every website owner wants: More new business contacts generated from Web traffic! According to current search engine ranking requirements, keywords and content on the same page must match a particular set of criteria. Basically, this means - for example - that for every 500 words on a page, you might only be able to write the same keyword 5 or 6 times to maintain the balance required by search engines. But simply adding the keyword to the body of the page is not the only factor. The page title and description (among others) are also factors. It's obvious that every keyword you have for your site can't be positioned accurately in each relevant place on one page. Each keyword, keyword phrase, or keyword set needs its own page to effectively return web traffic to your site. Keyword stuffing is a big ouch! Repeating your keyword 30 or 40 times in the content is called keyword stuffing, and it gets your web page penalized or banned altogether from search results. It's just common sense not to engage in keyword stuffing. Limit the number of keywords on each of your web pages, and develop individual web pages for each of your most important keywords. Requirements and standards change rapidly. At this writing, if the web page is unique and if crawlers determine that the page offers viewers substantive content, it passes the first test for ranking. It goes something like this. The number of words the public sees on a page is analyzed by search engine robots to determine if there are enough words to be valuable to a web visitor who reads the page. If there are enough words on the visible part of the web page, then the robot evaluates the hidden text (called the source code). It looks for key words, descriptions, web page titles, link content and image descriptions just for starters. If the data qualifies, this invisible web page crawler then compares the overall page content with your entire website to look for a consistent theme. In other words, you can't publish a page about your cat on a site that sells chess sets without breaking the consistent theme rule. Every website must have a consistent theme weaved in and out every web page. If the web pages pass this evaluation, the robot zips on to calculate all the data in various formats. For example, are there too many keywords on the page as compared to the total number of words on the web page? A comparison of image descriptions and link content also plays a roll. Once all of the various calculations are complete - and this all happens in seconds - the calculated percent of substance is compared to all the other website pages on the Internet asking for the same keyword status. Then the robot determines web page ranking position to be displayed in the search engine 'free found listing' when that one key word is used by a web searcher. It is easy to see why search engine optimizing web pages is a complex, labor-intensive task that requires up-to-date knowledge of search engine standards and requirements, skill in applying the words to comply as closely as possible with top ranking position, and common sense so as to not go overboard (keyword stuffing a page) getting that web page penalized or banned altogether. Pages that use acceptable standards applicable for each search engine are rewarded in time with a valuable ranking. A top ranking has many benefits for your business, from visibility, free clicks and web traffic to increased sales revenue. The bottom line is to publish web pages that meet search requirements so visitors can find your page. If it is too time consuming for you to successfully optimize the content on your web site, or if your search engine ranking appears buried on page 99 of the free found listing, you may want to consider a professional SEO service provider. Start by asking an experienced search optimization writer to review 3 or 4 of your existing web pages. Listen to her suggestions and apply them. If budget is limited, engage her services to only optimize your most important web pages. Track results over the following 90 - 120 days.

How to make soap easily at home

Firstly, Let's face it, making natural soap is no easy task. Learning how to make soap is probably one of the most difficult lessons any person can try to learn. There are some key things told by this book that you need to know that no one is telling you at this time. Of course, some people will go on and tell you can do just fine without an advanced understanding of how to make soap. Thats incorrect. Just take a look at how many people who fail miserably after purchasing book after book. The biggest problem is that most books on the subject of soap making are filled with content created by ghostwriters (not someone who is currently making the book).They are filled with highly complex information which basically require you to be a brain surgeon to figure out! If you want to learn how to make soap the easy way, then following the advice given by this ebook - which does not require you to be a mastermind of any sort to figure out, should make a lot of sense to you. Some of the things you will learn include Advanced Soap Making Techniques, PH lessons and its role in skincare, List of 30 soap making oils and benefits of each, general troubleshooting, Step-by-Step Instructions on Cold-Process, Hand-Milled and M&P Soap, A Shopping Guide for Easy-to-Find Additives to Jump Start your First Batch and the list simply goes on. this really is the ultimate tutorial for making soap at home, but until now doing it yourself probably meant checking out 10 or so books from your local library and spending hours without an understanding of what to do! So at the end of the day even if you are experienced in soap making, you will benefit greatly from the secrets given by this easy to follow and comprehensive book.

Spain heaven or hell

Depending on who you listen to, Spain can be heaven on earth, or it can be the worst place imaginable to visit. Who is right? There is no doubt that Spain has many charms and can be extremely attractive as a tourist destination. It is, in fact, the third most visited country in the world (after France and the United States). The reasons are many, beginning with a climate that is reliable enough for visitors to find sun almost year round. But not everyone goes to Spain for a beach holiday. More and more people are travelling to Spain to enjoy the wonderful cultural heritage of the country: Spain has the second-highest number of UNESCO World Heritage sites in the world, after Italy. The country is dotted with castles and palaces, with snowcapped mountains, stunning sights and vibrant, modern cities. Contemporary Spanish architecture is considered to be among the best in the world… What is more, getting around in Spain to see all these things is now much easier than just a few years ago. There is an excellent network of highways, and a growing number of high-speed (AVE) train lines. A number of domestic airlines, and even a couple of international low-cost operators, offer flights between most of the major cities. So, what is the problem? Some people will tell you that the tourist destinations in Spain are overcrowded, the buildings are like beehives, you can't find a place to lay your towel on the beach, etc. Others say that Spain is an unsafe country, where you are likely to be mugged or robbed. While these criticisms have some truth in them, I think they should not put you off visiting Spain. It is true that some of the most popular tourist resorts on the Costa Brava or Costa de la Luz may be extremely crowded, but there are many other resorts where you can find peace and quiet. It is also true that the resorts are overcrowded between June and September, and if you go out of season you can enjoy all the facilities of a first-class resort without the overbearing crowds. What is more, this argument only refers to beach resorts, whereas more and more people are looking to Spain for cultural or scenic trips. It is extremely easy to get away from it all inland, in the mountains or in the countryside. Finally, the argument about Spain being unsafe is only relatively true. Spain has become much less safe than a few years ago, but unfortunately this is true of much of the developed world. When visiting Spain, you need to take the same precautions as you would in any other place - even in the major cities in your own country. All things considered, I think it's fair to say that Spain is neither a heaven or a hell, but on balance it has a lot more in favor than against.